Venmo Business vs Gumroad Fee Calculator
Compare Venmo Business (1.9% + $0.1) vs Gumroad (10.0% + $0.5) processing fees side by side.
Verified 2026 standard rate
1.9% + $0.10
Payment Processor
Venmo Business Fee Schedule Table ($10 to $10,000)
| Invoice Amount | Venmo Business Fee | You Receive (Net) | Ask For (Zero Fee Loss) |
|---|---|---|---|
| $10 | -$0.29 | $9.71 | $10.30 |
| $25 | -$0.57 | $24.43 | $25.59 |
| $50 | -$1.05 | $48.95 | $51.07 |
| $100 | -$2.00 | $98.00 | $102.04 |
| $250 | -$4.85 | $245.15 | $254.94 |
| $500 | -$9.60 | $490.40 | $509.79 |
| $1000 | -$19.10 | $980.90 | $1019.47 |
| $2500 | -$47.60 | $2452.40 | $2548.52 |
| $5000 | -$95.10 | $4904.90 | $5096.94 |
| $10000 | -$190.10 | $9809.90 | $10193.78 |
How Venmo Business Fees Work in 2026
Venmo Business operates in the Payment Processor sector with a standard transaction rate of 1.9% plus a fixed fee of $0.10 per transaction. For example, on a $100.00 payment, Venmo Business deducts $2.00, leaving you with a net payout of $98.00. On a $1,000.00 transaction, your net payout is $980.90 after the $19.10 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply. Meanwhile, Gumroad operates in the Creator Economy sector with a standard transaction rate of 10.0% plus a fixed fee of $0.50 per transaction. For example, on a $100.00 payment, Gumroad deducts $10.50, leaving you with a net payout of $89.50. On a $1,000.00 transaction, your net payout is $899.50 after the $100.50 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply.
The formula (Verified 2026)
- Fee
- amount × 1.9% + $0.10
- International add-on
- +0.0% of the amount
- Invoice to receive an exact net
- (amount + $0.10) ÷ (1 − 1.9%)
- Official Rate Reference
- Venmo Business Official Fee Schedule 2026 ↗