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Square Fee Calculator

Calculate exact Square fees (2.9% + $0.30). See your net payout on any amount and how much to invoice to avoid losing money to processing costs.

Verified 2026 standard rate

2.9% + $0.30

Payment Processor

⚡ Lowest-Fee Options for $1,000:
Square Net Payout:
$0.00
You keep — Fees —
Processing Fee: -$0.00
Invoice this to receive exact amount:
$0.00
VS Wise

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Square Fee Schedule Table ($10 to $10,000)

Verified 2026 rate, USD
Invoice Amount Square Fee You Receive (Net) Ask For (Zero Fee Loss)
$10 -$0.59 $9.41 $10.61
$25 -$1.02 $23.98 $26.06
$50 -$1.75 $48.25 $51.80
$100 -$3.20 $96.80 $103.30
$250 -$7.55 $242.45 $257.78
$500 -$14.80 $485.20 $515.24
$1000 -$29.30 $970.70 $1030.18
$2500 -$72.80 $2427.20 $2574.97
$5000 -$145.30 $4854.70 $5149.64
$10000 -$290.30 $9709.70 $10298.97

How Square Fees Work in 2026

Square operates in the Payment Processor sector with a standard transaction rate of 2.9% plus a fixed fee of $0.30 per transaction. For example, on a $100.00 payment, Square deducts $3.20, leaving you with a net payout of $96.80. On a $1,000.00 transaction, your net payout is $970.70 after the $29.30 processing fee. If you accept international payments or currency conversions, an additional 1.0% cross-border fee may apply.

The formula (Verified 2026)

Fee
amount × 2.9% + $0.30
International add-on
+1.0% of the amount
Invoice to receive an exact net
(amount + $0.30) ÷ (1 − 2.9%)
Official Rate Reference
Square Official Fee Schedule 2026 ↗

Frequently Asked Questions

How much does Square charge per transaction in 2026?

The standard Square processing fee is 2.9% + $0.30 per domestic transaction. International or currency conversion transactions add roughly 1.0%.

How much is the Square fee on $1,000?

For a $1,000 USD payment, Square charges $29.30 in standard fees, meaning you receive $970.70 net in your account.

How do I pass Square fees to my client?

To receive the exact net amount after Square deducts its 2.9% + $0.30 fee, use the Reverse Invoice formula: (Desired Amount + $0.30) / (1 - 0.0290).

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