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Ko-fi Fee Calculator

Calculate exact Ko-fi fees (5.0% + $0.30). See your net payout on any amount and how much to invoice to avoid losing money to processing costs.

Verified 2026 standard rate

5.0% + $0.30

Creator Economy

⚡ Lowest-Fee Options for $1,000:
Ko-fi Net Payout:
$0.00
You keep — Fees —
Processing Fee: -$0.00
Invoice this to receive exact amount:
$0.00
VS Wise

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Ko-fi Fee Schedule Table ($10 to $10,000)

Verified 2026 rate, USD
Invoice Amount Ko-fi Fee You Receive (Net) Ask For (Zero Fee Loss)
$10 -$0.80 $9.20 $10.84
$25 -$1.55 $23.45 $26.63
$50 -$2.80 $47.20 $52.95
$100 -$5.30 $94.70 $105.58
$250 -$12.80 $237.20 $263.47
$500 -$25.30 $474.70 $526.63
$1000 -$50.30 $949.70 $1052.95
$2500 -$125.30 $2374.70 $2631.89
$5000 -$250.30 $4749.70 $5263.47
$10000 -$500.30 $9499.70 $10526.63

How Ko-fi Fees Work in 2026

Ko-fi operates in the Creator Economy sector with a standard transaction rate of 5.0% plus a fixed fee of $0.30 per transaction. For example, on a $100.00 payment, Ko-fi deducts $5.30, leaving you with a net payout of $94.70. On a $1,000.00 transaction, your net payout is $949.70 after the $50.30 processing fee. If you accept international payments or currency conversions, an additional 1.0% cross-border fee may apply.

The formula (Verified 2026)

Fee
amount × 5.0% + $0.30
International add-on
+1.0% of the amount
Invoice to receive an exact net
(amount + $0.30) ÷ (1 − 5.0%)
Official Rate Reference
Ko-fi Official Fee Schedule 2026 ↗

Frequently Asked Questions

How much does Ko-fi charge per transaction in 2026?

The standard Ko-fi processing fee is 5.0% + $0.30 per domestic transaction. International or currency conversion transactions add roughly 1.0%.

How much is the Ko-fi fee on $1,000?

For a $1,000 USD payment, Ko-fi charges $50.30 in standard fees, meaning you receive $949.70 net in your account.

How do I pass Ko-fi fees to my client?

To receive the exact net amount after Ko-fi deducts its 5.0% + $0.30 fee, use the Reverse Invoice formula: (Desired Amount + $0.30) / (1 - 0.0500).

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