Square vs Venmo Business Fee Calculator
Compare Square (2.9% + $0.3) vs Venmo Business (1.9% + $0.1) processing fees side by side.
Verified 2026 standard rate
2.9% + $0.30
Payment Processor
Square Fee Schedule Table ($10 to $10,000)
| Invoice Amount | Square Fee | You Receive (Net) | Ask For (Zero Fee Loss) |
|---|---|---|---|
| $10 | -$0.59 | $9.41 | $10.61 |
| $25 | -$1.02 | $23.98 | $26.06 |
| $50 | -$1.75 | $48.25 | $51.80 |
| $100 | -$3.20 | $96.80 | $103.30 |
| $250 | -$7.55 | $242.45 | $257.78 |
| $500 | -$14.80 | $485.20 | $515.24 |
| $1000 | -$29.30 | $970.70 | $1030.18 |
| $2500 | -$72.80 | $2427.20 | $2574.97 |
| $5000 | -$145.30 | $4854.70 | $5149.64 |
| $10000 | -$290.30 | $9709.70 | $10298.97 |
How Square Fees Work in 2026
Square operates in the Payment Processor sector with a standard transaction rate of 2.9% plus a fixed fee of $0.30 per transaction. For example, on a $100.00 payment, Square deducts $3.20, leaving you with a net payout of $96.80. On a $1,000.00 transaction, your net payout is $970.70 after the $29.30 processing fee. If you accept international payments or currency conversions, an additional 1.0% cross-border fee may apply. Meanwhile, Venmo Business operates in the Payment Processor sector with a standard transaction rate of 1.9% plus a fixed fee of $0.10 per transaction. For example, on a $100.00 payment, Venmo Business deducts $2.00, leaving you with a net payout of $98.00. On a $1,000.00 transaction, your net payout is $980.90 after the $19.10 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply.
The formula (Verified 2026)
- Fee
- amount × 2.9% + $0.30
- International add-on
- +1.0% of the amount
- Invoice to receive an exact net
- (amount + $0.30) ÷ (1 − 2.9%)
- Official Rate Reference
- Square Official Fee Schedule 2026 ↗