Paddle vs Wise Fee Calculator
Compare Paddle (5.0% + $0.5) vs Wise (0.65% + $0.45) processing fees side by side.
Verified 2026 standard rate
5.0% + $0.50
SaaS & Merchant of Record
Paddle Fee Schedule Table ($10 to $10,000)
| Invoice Amount | Paddle Fee | You Receive (Net) | Ask For (Zero Fee Loss) |
|---|---|---|---|
| $10 | -$1.00 | $9.00 | $11.05 |
| $25 | -$1.75 | $23.25 | $26.84 |
| $50 | -$3.00 | $47.00 | $53.16 |
| $100 | -$5.50 | $94.50 | $105.79 |
| $250 | -$13.00 | $237.00 | $263.68 |
| $500 | -$25.50 | $474.50 | $526.84 |
| $1000 | -$50.50 | $949.50 | $1053.16 |
| $2500 | -$125.50 | $2374.50 | $2632.11 |
| $5000 | -$250.50 | $4749.50 | $5263.68 |
| $10000 | -$500.50 | $9499.50 | $10526.84 |
How Paddle Fees Work in 2026
Paddle operates in the SaaS & Merchant of Record sector with a standard transaction rate of 5.0% plus a fixed fee of $0.50 per transaction. For example, on a $100.00 payment, Paddle deducts $5.50, leaving you with a net payout of $94.50. On a $1,000.00 transaction, your net payout is $949.50 after the $50.50 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply. Meanwhile, Wise operates in the Global Transfers sector with a standard transaction rate of 0.65% plus a fixed fee of $0.45 per transaction. For example, on a $100.00 payment, Wise deducts $1.10, leaving you with a net payout of $98.90. On a $1,000.00 transaction, your net payout is $993.05 after the $6.95 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply.
The formula (Verified 2026)
- Fee
- amount × 5.0% + $0.50
- International add-on
- +0.0% of the amount
- Invoice to receive an exact net
- (amount + $0.50) ÷ (1 − 5.0%)
- Official Rate Reference
- Paddle Official Fee Schedule 2026 ↗