Etsy Payments vs Ko-fi Fee Calculator
Compare Etsy Payments (6.5% + $0.25) vs Ko-fi (5.0% + $0.3) processing fees side by side.
Verified 2026 standard rate
6.5% + $0.25
E-Commerce
Etsy Payments Fee Schedule Table ($10 to $10,000)
| Invoice Amount | Etsy Payments Fee | You Receive (Net) | Ask For (Zero Fee Loss) |
|---|---|---|---|
| $10 | -$0.90 | $9.10 | $10.96 |
| $25 | -$1.88 | $23.12 | $27.01 |
| $50 | -$3.50 | $46.50 | $53.74 |
| $100 | -$6.75 | $93.25 | $107.22 |
| $250 | -$16.50 | $233.50 | $267.65 |
| $500 | -$32.75 | $467.25 | $535.03 |
| $1000 | -$65.25 | $934.75 | $1069.79 |
| $2500 | -$162.75 | $2337.25 | $2674.06 |
| $5000 | -$325.25 | $4674.75 | $5347.86 |
| $10000 | -$650.25 | $9349.75 | $10695.45 |
How Etsy Payments Fees Work in 2026
Etsy Payments operates in the E-Commerce sector with a standard transaction rate of 6.5% plus a fixed fee of $0.25 per transaction. For example, on a $100.00 payment, Etsy Payments deducts $6.75, leaving you with a net payout of $93.25. On a $1,000.00 transaction, your net payout is $934.75 after the $65.25 processing fee. If you accept international payments or currency conversions, an additional 1.5% cross-border fee may apply. Meanwhile, Ko-fi operates in the Creator Economy sector with a standard transaction rate of 5.0% plus a fixed fee of $0.30 per transaction. For example, on a $100.00 payment, Ko-fi deducts $5.30, leaving you with a net payout of $94.70. On a $1,000.00 transaction, your net payout is $949.70 after the $50.30 processing fee. If you accept international payments or currency conversions, an additional 1.0% cross-border fee may apply.
The formula (Verified 2026)
- Fee
- amount × 6.5% + $0.25
- International add-on
- +1.5% of the amount
- Invoice to receive an exact net
- (amount + $0.25) ÷ (1 − 6.5%)
- Official Rate Reference
- Etsy Payments Official Fee Schedule 2026 ↗