Coinbase Commerce vs PayPal Fee Calculator
Compare Coinbase Commerce (1.0% + $0.0) vs PayPal (3.49% + $0.49) processing fees side by side.
Verified 2026 standard rate
1.0% + $0.00
Crypto Payments
Coinbase Commerce Fee Schedule Table ($10 to $10,000)
| Invoice Amount | Coinbase Commerce Fee | You Receive (Net) | Ask For (Zero Fee Loss) |
|---|---|---|---|
| $10 | -$0.10 | $9.90 | $10.10 |
| $25 | -$0.25 | $24.75 | $25.25 |
| $50 | -$0.50 | $49.50 | $50.51 |
| $100 | -$1.00 | $99.00 | $101.01 |
| $250 | -$2.50 | $247.50 | $252.53 |
| $500 | -$5.00 | $495.00 | $505.05 |
| $1000 | -$10.00 | $990.00 | $1010.10 |
| $2500 | -$25.00 | $2475.00 | $2525.25 |
| $5000 | -$50.00 | $4950.00 | $5050.51 |
| $10000 | -$100.00 | $9900.00 | $10101.01 |
How Coinbase Commerce Fees Work in 2026
Coinbase Commerce operates in the Crypto Payments sector with a standard transaction rate of 1.0% plus a fixed fee of $0.00 per transaction. For example, on a $100.00 payment, Coinbase Commerce deducts $1.00, leaving you with a net payout of $99.00. On a $1,000.00 transaction, your net payout is $990.00 after the $10.00 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply. Meanwhile, PayPal operates in the Payment Processor sector with a standard transaction rate of 3.49% plus a fixed fee of $0.49 per transaction. For example, on a $100.00 payment, PayPal deducts $3.98, leaving you with a net payout of $96.02. On a $1,000.00 transaction, your net payout is $964.61 after the $35.39 processing fee. If you accept international payments or currency conversions, an additional 1.5% cross-border fee may apply.
The formula (Verified 2026)
- Fee
- amount × 1.0% + $0.00
- International add-on
- +0.0% of the amount
- Invoice to receive an exact net
- (amount + $0.00) ÷ (1 − 1.0%)
- Official Rate Reference
- Coinbase Commerce Official Fee Schedule 2026 ↗