Cash App Business vs Gumroad Fee Calculator
Compare Cash App Business (2.75% + $0.0) vs Gumroad (10.0% + $0.5) processing fees side by side.
Verified 2026 standard rate
2.75% + $0.00
Payment Processor
Cash App Business Fee Schedule Table ($10 to $10,000)
| Invoice Amount | Cash App Business Fee | You Receive (Net) | Ask For (Zero Fee Loss) |
|---|---|---|---|
| $10 | -$0.28 | $9.72 | $10.28 |
| $25 | -$0.69 | $24.31 | $25.71 |
| $50 | -$1.38 | $48.62 | $51.41 |
| $100 | -$2.75 | $97.25 | $102.83 |
| $250 | -$6.88 | $243.12 | $257.07 |
| $500 | -$13.75 | $486.25 | $514.14 |
| $1000 | -$27.50 | $972.50 | $1028.28 |
| $2500 | -$68.75 | $2431.25 | $2570.69 |
| $5000 | -$137.50 | $4862.50 | $5141.39 |
| $10000 | -$275.00 | $9725.00 | $10282.78 |
How Cash App Business Fees Work in 2026
Cash App Business operates in the Payment Processor sector with a standard transaction rate of 2.75% plus a fixed fee of $0.00 per transaction. For example, on a $100.00 payment, Cash App Business deducts $2.75, leaving you with a net payout of $97.25. On a $1,000.00 transaction, your net payout is $972.50 after the $27.50 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply. Meanwhile, Gumroad operates in the Creator Economy sector with a standard transaction rate of 10.0% plus a fixed fee of $0.50 per transaction. For example, on a $100.00 payment, Gumroad deducts $10.50, leaving you with a net payout of $89.50. On a $1,000.00 transaction, your net payout is $899.50 after the $100.50 processing fee. If you accept international payments or currency conversions, an additional 0.0% cross-border fee may apply.
The formula (Verified 2026)
- Fee
- amount × 2.75% + $0.00
- International add-on
- +0.0% of the amount
- Invoice to receive an exact net
- (amount + $0.00) ÷ (1 − 2.75%)
- Official Rate Reference
- Cash App Business Official Fee Schedule 2026 ↗